Where to have your money invested

[fbibob]

We have lots of people in other threads talking about the dangers to the US and world economies from the current financial failures in housing, banking, etc.

So, if you still have some money in your retirement account, where do you feel it will be safest? During the last slowdown (not really a recession) the bond market was the place where high interest rates happened.

Do you think this part of history will repeat itself?

[snow_flake]

So, if you still have some money in your retirement account, where do you feel it will be safest?
Put them into your pocket or madrass, that was a old ancient trick who worked:yo:

[1amongmany]

why can't republicans admit the US is in a recession? ;)

bonds are always a safe bet...the return is low but if started early its worth it

but for a procrastinator I would say invest in real estate in other coountries (it works for China) :becky:

right now I'm investing in young companies in a developing market and trying to ride the wave upwards

[Andylad]

Put them into your pocket or madrass, that was a old ancient trick who worked:yo:

Why would you want to put your hard earned cash in a curry? :becky:

[statajack]

With the incredible amount of uncertainty around at present, it is very difficult to have complete faith in any of the financial institutions, especially where retirement reserves are concerned. For the time being, and until a little more clarity is evident as to when the current downward economic trend will hit the bottom, I would aim toward caution and prudence (Nice ladies), keep the funds in USD, and go for a Government gilt or bond. They might not provide the best returns, but safety is my only real motive here.

I would stay in USD, simply because it will invariably recover first. It nearly always leads the pack on global economic trends, and thus you wouldn't want to be caught with a foreign currency when the dollar strengthens ahead of all the other players.

A more speculative option might be Indian rupees. Currently at a good interest rate (8% to 9% depending on capital value), and in my view likely to be one of the front runners when the recovery starts unless something drastic happens with it's territorial neighbours, enough for India to get involved in any kind of military conflict.

[sunontheway]

Spend all money and you won't have a headacke where to invest them.

[Hoopy]

If you had purchased $1,000.00 of Nortel stock one year ago, it would
now be worth $49.00.

With Enron, you would have $16.50 left of the original $1,000.00.

With WorldCom, you would have less than $5.00 left.

If you had purchased $1,000.00 of Delta Air Lines stock you would have
$44.00 left.

If you had purchased United Airlines, you would have nothing left.

But, if you had purchased $1,000.00 worth of beer one year ago, drank
all the beer, then turned in the cans for the aluminum recycling
refund, you would have $214.00. Based on the above, the best current
investment advice is to drink heavily and recycle.

This is called the 401-Keg Plan :Elffy_39:

[huney]

If you had purchased $1,000.00 of Nortel stock one year ago, it would
now be worth $49.00.

With Enron, you would have $16.50 left of the original $1,000.00.

With WorldCom, you would have less than $5.00 left.

If you had purchased $1,000.00 of Delta Air Lines stock you would have
$44.00 left.

If you had purchased United Airlines, you would have nothing left.


How did you hack into my 401(k) portfolio? :eek:

Spent all day waiting on line for food stamps until somebody told me they were no longer available. Now I'm moving on to the line for a job as a Walmart greeter. :yo:

[huney]

Spend all money and you won't have a headacke where to invest them.

I might have, but it all went down the toilet with Lehman...

[1amongmany]

all the banks that are failing are investment banks, commercial banks are still sound so your money is safe for now (except all the extra taxes you will be paying to help the government bail out the investment banks)

[beezneesman]

Why would you want to put your hard earned cash in a curry? :becky:

I've put a lot of my hard earned cash into curries over the years :-)

[huney]

all the banks that are failing are investment banks,

Eleven US commercial banks have failed in 2008. While an insignificant percentage of the total, the number itself is significant in terms of recent historical records.

http://www.fdic.gov/bank/individual/failed/banklist.html

Deposits are insured up to 100k per individual/bank relationship. Upon failure, excess deposits can be satisfied once the bank's assets have been liquidated.

[statajack]

Spend all money and you won't have a headacke where to invest them.

If things keep deteriorating, you might in a couple of years be able to buy a whole country, with a bag of doughnuts and still get change for a cup of coffee.

[1amongmany]

Eleven US commercial banks have failed in 2008. While an insignificant percentage of the total, the number itself is significant in terms of recent historical records.

http://www.fdic.gov/bank/individual/failed/banklist.html

Deposits are insured up to 100k per individual/bank relationship. Upon failure, excess deposits can be satisfied once the bank's assets have been liquidated.

true however the closing of The Silver State Bank in Henderson, Nevada is not going to cause the same wide spread panic as Lehman Brothers

my point was that the closing of the banks in question were not reason enough to put your money in the matress

[tunaking]

Just mail all your money to me and I will enter the next Texas Hold'em tournament and we will all be rich,hey it beats the stock market

[rainy-day]

i think the best investment are the lands, apartements and goods like these, because they will never loose their value.

money does, stock market too, everything lose its value (maybe only diamonds and gold doesn't) but the properties never.

this is where i would invest my money.

[Lucker]

You are probablty right , Rainy .
And the secret is to buy when the market is at the bottom of its cycle . In the UK , prices are still dropping steadily and no one knows how much further they may dip .
So , over here it may be another year -- or longer -- before the ideal buying time is reached .
In the meantime , keep on Partying

[zoroooo]

In the us there is 15 times more money witch is ussed only on stock market etc.. than money witch is invest to make products...

so invest in labor.



zoroooo

[rainy-day]

You are probablty right , Rainy .
And the secret is to buy when the market is at the bottom of its cycle . In the UK , prices are still dropping steadily and no one knows how much further they may dip .
So , over here it may be another year -- or longer -- before the ideal buying time is reached .
In the meantime , keep on Partying


Gigi Becali, steaua's football club owner bought lands around bucharest many years ago, after the communism fall apart. the land was cheap then. after only some years he made it in pieces, as for a normal property and he sold them very, very, very expensive. you should see the prices in romania. the are huge

if you want to buy an appartment in my city (which is not the capital of romania) for a 2 room's apartement (54 square meters), in an old communist block (where you can hear the toilet from your neighbor), you'll need to pay about 60.000 EURO, in a not so good zone.

[alpine-frolic]

i think the best investment are the lands, apartements and goods like these, because they will never loose their value.

money does, stock market too, everything lose its value (maybe only diamonds and gold doesn't) but the properties never.

this is where i would invest my money.

It's just only because the market of lands and homes has reached a summit that the financial system knows greatly the current crisis. There is today no more speculative market than the housing one.
Here 10 000 sq meters of land is at a price of 5000 euros. If your land is authorized for building then its price could go for 1 000 000 euros. One day : 5000, the following day 1 000 000 because a mayor decided to allow you to sell it for building.
These days with an average salary you cannot afford a home in the city of Toulouse.
Don't you think something is wrong?
The bubble housing is exploding, better to wait for some years before to buy an appartment. Look at the japanese housing market, some people have paid twice 10 years ago the today value of their flat, no counting the rate they left at the bank. Look so what happens to the houses in former west germany in a lot of little and larger cities. Even in france were population is increasing too much home have been built. In european east countries population is decreasing....You can loose a lot in housing investment, what you think is a palace can become a pile of stones that can cost a lot to maintain...

[Sveta's Hero]

Invest in alligator farms. It's the food of the future.:becky:

[beezneesman]

Invest in alligator farms. It's the food of the future.:becky:

Soylent Green might be a better investment option the way things are going

[Sveta's Hero]

Soylent Green might be a better investment option the way things are going



:confused:"Soylent Green is ......P-E-O-P-L-E!!!" :becky:

[beezneesman]

:confused:"Soylent Green is ......P-E-O-P-L-E!!!" :becky:


Don't you ever get a slight 'frisson' of anxiety when companies talk about 'investing in people'? ;)

[IrmaMos]

I know couple of guys from UK, who hate Russia, but were happy to invest their money in Moscow property...they have the growth on their investments, and in any case will always sell the appartments for better money then they invested, but at the moment, they enjoy coming to Moscow to pick up very nicely looking sum of money payed by people who rent out these appartments in cash...14 000 a month in greenbacks - easy black money in cash ( the price of a contract is showen in numbers which they want to show to the tax authorities the country of their residence), means all 14 000 can be white

I know, you guys dont like Russia, and you suppose investment climate in this wild barbaric country is unpredictable, but the guysI know are attorneys, and they really enjoy their money being invested in Moscow...ofcourse, business investments are not an appotrunity for them, cause they are not able to control and understand the specifics of making profitable business in Russia, but simple renting out of the appartments keeps them happy, as long as they have people who are interested to have their trust and work for them in Moscow looking after their property..but all kind of services should be payed

[beezneesman]

I know couple of guys from UK, who hate Russia, but were happy to invest their money in Moscow property...they have the growth on their investments, and in any case will always sell the appartments for better money then they invested, but at the moment, they enjoy coming to Moscow to pick up very nicely looking sum of money payed by people who rent out these appartments in cash...14 000 a month in greenbacks - easy black money in cash ( the price of a contract is showen in numbers which they want to show to the tax authorities the country of their residence), means all 14 000 can be white

I know, you guys dont like Russia, and you suppose investment climate in this wild barbaric country is unpredictable, but the guysI know are attorneys, and they really enjoy their money being invested in Moscow...ofcourse, business investments are not an appotrunity for them, cause they are not able to control and understand the specifics of making profitable business in Russia, but simple renting out of the appartments keeps them happy, as long as they have people who are interested to have their trust and work for them in Moscow looking after their property..but all kind of services should be payed

mmmm I might be interested in that once I have offloaded my second home here which has been on the market for a while :-(

[Lucker]

Beeswax
Irma is known as Scammer Ira in Moscow's shady rent world .
She has probably got a few Stalinist tenth floor crack dens she is desperately trying to get rid of .
Investing in Moscow was smart six and seven years ago but prices were very high and oversold before this recession .
If I was investing , I would seriously be looking at Georgia . The people are far nicer and the climate is great . You can be on the coast and if you get an apartment near Poti , you can guarantee a few free firework displays-- virtually guaranteed after the invasion of Crimea .
P.S. if you do a new property build , make sure you put a bomb shelter alongside the wine cellar .

[fbibob]

P.S. if you do a new property build , make sure you put a bomb shelter alongside the wine cellar .

Better keep the wine in the bomb shelter to protect it and have something to drink when the bombs are falling.

[huney]

:lol::lol::lol::lol: Very good Bob!

IMO, better to pool resources and make that bomb shelter big enough for us all. I think everyone is going to need a drink before this is all said and done.

[zoroooo]

exciting posts...deep ethical and sure one will gain more than the other..

Its like drunkens men talkes


zoroooo been mr jules in a cafee

[IrmaMos]

u guys are funny, scammers managing barristers money dont need any property , we give advices for free , dont u know that, our job is well rewarded , no taxes and all investments are diversified in different men, who never ever asked or will ask in public forum where to invest the money...I can invest theirs very well in my shopping..and the priority of the investments always is - the scammer's happiness

by the way, I invested mine in the house by the sea, we plan to build small spa there, I confess in Europe, not in Georgia, which very soon will be all occupied by the american soldiers having rest after war in Iraq... and perfect winery ...curious to see how american Rembos will communicate with english sissy, if they need to share 69 000 km of land, and thier interest in wine are opposite?

Men , you really d better invest urs in Georgia, Im curious to see how you falling economy will collapse in seconds after that... and I will remain being a patriot of Moscow Property cause I love to rent it out to the scamers office, they pay well in cash

[beezneesman]

u guys are funny, scammers managing barristers money dont need any property , we give advices for free , dont u know that, our job is well rewarded , no taxes and all investments are diversified in different men, who never ever asked or will ask in public forum where to invest the money...I can invest theirs very well in my shopping..and the priority of the investments always is - the scammer's happiness

As far as I am concerned you can scam as many barristers as you like :-)

[dzerassa]

As far as I am concerned you can scam as many barristers as you like :-)


beez, u don't fllirt with irma, do u? :sniper:

[beezneesman]

beez, u don't fllirt with irma, do u? :sniper:


I wouldn't dare! You know I only have eyes for you!;)

[dzerassa]

I wouldn't dare! You know I only have eyes for you!;)


good. u learn well :)

[Lucker]

Irma , I think you better check your own back yard first .
There may be world wide trouble but Russia is in almost the worst of it and had to stop trading yesterday because matters became uncontrollable .Even Mr Tiny admitted they might have to break into the war chest soon if things continued and Oil kept low .
Big mistake invading Ossetia and Georgia . You are beginning to reap the whirlwind .
At this rate Georgians will be investing in Russia soon . ROFL